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Post by onemore on Jan 5, 2017 3:10:14 GMT 7
Good morning again,
I really should have explained myself a bit betterer than I did.
A few years back while I was working in West Africa doing 4 weeks on and 4 weeks off, losing six days travel each way I claimed for non-resident for tax purposes, which I was granted.
One of the stipulations was that I wasn't allowed to be in Australia for more than 183 days, or I would lose it, now that was for taxation purposes, so I made sure that I didn't go over that stay, to the extent that I went to other places on my time off to really limit my time in the country.
Which is why I am wondering about calendar year, or financial year for the immigration department, or border control, or whoever keeps track of these days for Centrelink.
Cheers,
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Post by Deleted on Jan 5, 2017 5:16:30 GMT 7
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Post by Banjo on Jan 5, 2017 8:08:13 GMT 7
Different departments have different criteria for residency.
ATO, Centrelink, Medicare, Immigration....
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Post by onemore on Jan 6, 2017 1:39:24 GMT 7
Good morning Bear,
I have been back working in Australia for some time now, so have been a good citizen and have paid a motza in tax, so after getting made redundant early last year I am now preparing to go on the OAP and then unlimited portability at a later stage,as my savings are starting to dwindle, but not low enough to satisfy the new rules. So am looking at a cruise somewhere, and then places I want to see while I am still mobile, I was thinking of Europe so I will make sure that my will is up to date before I go there
The reason for my query is that I am ticking all the boxes leading up to my application, as I have to put back in place everything that I had to do to qualify for the non-residency, which includes:-
- renting a unit so that I can show that I live somewhere, which I have already done, which was bloody hard with no
history of renting over the last long time.
- bought a cheap car, with log books, one lady owner, low mileage all the good salesman stuff.
- have a telephone account.
- The last thing I have to do is get back on the electoral roll, I hear that Pauline is looking for some votes.
So the last thing I need is for someone in some government department to say that I have been in and out of the country too much and don't qualify.
Another re-requisite for the non-residency thing was that I wasn't allowed to be in Australia for more than 183 days in the financial year, and I did read somewhere that they can apply that 183 day rule to residency, but with all the rules changing all the time I am not sure.
I just don't trust them!
Cheers
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Post by Deleted on Jan 6, 2017 5:22:53 GMT 7
G'day onemore After re-establishing your residency, which you seem to have covered, the amount of time in and out of the country to the best of my knowledge, will have nothing whatsoever to do with being granted OAP. If you are a resident who is 65 y.o. having lived here for a continuous period of at least 10 years, or for a number of periods that total more than 10 years with one of the periods being at least 5 years you get OAP depending on assets etc. www.humanservices.gov.au/customer/services/centrelink/age-pensionPortability of OAP is automatic but if you have returned to live in Australia within the last 2 years and you have started receiving Age Pension during this period, you cannot be paid outside Australia until the 2 year waiting period has passed. If you are affected by this rule and you travel outside Australia while remaining an Australian resident, your absence is generally considered to be temporary and is counted as part of the 2 year period. Having spent much of your time outside Australia, if you haven't already, you may want to familiarize yourself with the AWLR rules being proposed at the moment, to better prepare. www.humanservices.gov.au/customer/enablers/age-pension-while-travelling-outside-australiaWho would have thought getting old and getting the pension would be such a slog eh! Cheers bear  |
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Post by murphy on Jan 6, 2017 5:41:33 GMT 7
Bear's covered it. I'd emphasize looking into your AWLR, but I'm guessing you're already onto it.
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Post by Banjo on Jan 6, 2017 8:34:19 GMT 7
I've been wondering why someone with onemore's considerable resources needs advice from a free forum anyway, maybe employing lawyer would help dispose of his assets.
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Post by Deleted on Jan 7, 2017 3:43:01 GMT 7
From what can be deduced I agree a lawyer could be the way to go as well. If he has a really low AWLR that equals small amount of pension thereby using up your savings pretty quick leaving you with small amount of pension only. Catch 22
Cheers bear
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Post by onemore on Jan 9, 2017 11:37:47 GMT 7
Yes, I suppose one could say that I have considerable resources rent a one bedroom studio and have a 15 year old motor car.
My considerable resources will get reduced next month when I pay the ATO 200K, so when they are finished with me I will be between the lower asset limit and the maximum amount, which is why I am so keen to learn as much as I can before I go with cap in hand, so if I get caught out with not being prepared it will be all my fault, then I should be really eligible to use a free forum with no guilt attached.
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Post by Deleted on Jan 9, 2017 15:35:22 GMT 7
From what can be deduced I agree a lawyer could be the way to go as well. If he has a really low AWLR that equals small amount of pension thereby using up your savings pretty quick leaving you with small amount of pension only. Catch 22 Cheers bear onemore there is only so much advice a forum such as this can provide and financial planning isn't in the mix. Tomorrow when I'm back home I'll post a couple of new links for you, so when you do go cap in hand to Centrelink you should have all the info required to receive a part pension if you are eligible. Centrelink make decisions for people based on the information supplied to them in regard to your individual claim. Whether you trust them or not if you want your benefits it is irrelevant, you have to do their bidding. If you have never had experience at the coalface with them and you feel some guilt for using this forum, unless things change within the pension delivery system you may find yourself overrun by it. It can best be summed up by reading threads within the forum about others experiences with our social safety net providers. First contact will most likely consist of unimaginable intrusiveness into you personal affairs along with masses of paperwork. For many it is overwhelming. I have been witness to a 74 year old man forcibly evicted by security with the threat of police just because a customer service officer in her personal opinion decided he was speaking to loudly and she said she felt threatened. I kid you not! This is the type of country we've become. Trying to intervene only puts yourself at risk of similar outcomes. Cheers bear |
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Post by murphy on Jan 9, 2017 16:38:41 GMT 7
Yes, I suppose one could say that I have considerable resources rent a one bedroom studio and have a 15 year old motor car. My considerable resources will get reduced next month when I pay the ATO 200K, so when they are finished with me I will be between the lower asset limit and the maximum amount, which is why I am so keen to learn as much as I can before I go with cap in hand, so if I get caught out with not being prepared it will be all my fault, then I should be really eligible to use a free forum with no guilt attached. I think there was some confusion because you spoke of divesting yourself of assets to qualify. The assets limit for a single non-homeowner to still get full pension is $450K, with part pension disappearing at $742K. www.humanservices.gov.au/customer/enablers/assetsThus getting expert advice may be more prudent than the cruise, especially if you're about to lose $200K to the taxman. |
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Post by onemore on Jan 10, 2017 11:49:45 GMT 7
All noted, thank you Murphy and Bear for your advice.
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