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Post by Deleted on Jul 15, 2019 14:24:29 GMT 7
A scheme that allows consumer lease companies to access people's welfare payments is back in the spotlight.
A legal centre is alleging the Federal Government, which ultimately runs the scheme via Centrelink, is letting companies break financial conduct rules by signing welfare recipients up to low-value, high-cost contracts for electrical appliances.
Financial counsellors say some of the country's most vulnerable people are in financial duress as a result. They now want the Commonwealth ombudsman to step in. Please note:- This report is a podcast. www.abc.net.au/radio/programs/pm/centrelink-is-allowing-consumer-exploitation-legal-centre/11301384
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Post by nomadic on Jul 15, 2019 18:25:12 GMT 7
fried brain lies almost as bad as hank.
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Post by cripple on Jul 16, 2019 12:42:59 GMT 7
Yep and they the ombudsman and centelink will take for ever to do anything about it , who's the company's?
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Post by Deleted on Jul 16, 2019 13:33:49 GMT 7
Yep and they the ombudsman and centelink will take for ever to do anything about it , who's the company's? It's in the report. Companies like Radio Rentals are getting up to $250,000,000.00 a year through Centrepay. Centrepay is Centrelink's payments portal!
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Post by tasjo on Jul 16, 2019 16:24:40 GMT 7
Centrepay itself I dont think is the issue... beung able to pay power bills, water, nils loans etc before receiving your payment is (in my opinion) a great option.
But giving companies like cash converters, radio rentals etc the ability to use it is... particularly when so much of their advertising targets welfare recipients.
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Post by Deleted on Jul 16, 2019 17:22:34 GMT 7
Centrepay itself I dont think is the issue... beung able to pay power bills, water, nils loans etc before receiving your payment is (in my opinion) a great option. But giving companies like cash converters, radio rentals etc the ability to use it is.... particularly when so much of their advertising targets welfare recipients. 100% agree on the integrity and usefulness of Centrepay. Have always been confused by the need for CDC's other than for political expediency. Centrepay could have been expanded to expedite payments to those in need. "But giving companies like cash converters, radio rentals etc the ability to use it is...", most likely because of lobbying by the business council to be given access to a captive demographic with regular payments, in need of consumer products to ease their boredom; and to hell with ethics! Ooops, capitalism....ethics....hardly hand in hand. My bad! Cheers bear P.S. I also have taken particular umbrage with the term "allowed" in the thread title. "Centrelink is facilitating client/consumer manipulation/exploitation has a much more honest ring to it.
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Post by nomadic on Jul 16, 2019 19:09:55 GMT 7
I use to pay bills over the counter at the gov run electricity office or send a cheque-off. Was simple enough. Now someone is getting something for helping us to do those things. It was simple enough and no one complained. Now they make money from us for doing those things. You can see where we have evolved to with this alone and now the morals that go with it. NONE!
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Post by Denis-NFA on Jul 17, 2019 1:33:07 GMT 7
I agree that C/pay is great for paying regular bills. Rent, electricity, gas whatever.
I have had money and have not had money and I think Centrepay gives you an ability to access credit purchases that you would not otherwise be able to get.
What c/link could do is devote some time and effort into teaching 'clients' about basic money management and how interest rates work. Teach some budgeting skills along with job search crap.
That Radio Rentals or Cash Convertors participate in c/pay is a good thing for some folk but just as long as those folk have been truly explained the overall cost.
Go and try to lease a truck to earn money with through a bank!
The ones I loathe are pay day loan mobs.
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Post by cripple on Jul 17, 2019 1:33:20 GMT 7
Drunk now but i must reqd tbe report, well if cashys gets to use centerpay then thats getting bad but then a quick walk pass centerlink cairns office today and its bid as usual with the junkys hanging around trying to hustle some money. What can i say really its just a mess
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Post by nomadic on Jul 17, 2019 6:36:48 GMT 7
Hey cripple, I have not been drunk for 20 years. Doesn't go well when you have brain injury for a start. I walk like a drunk without being drunk. Sorry to lecture but it doesn't help. Try getting high on some exercise.
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Post by cripple on Jul 17, 2019 7:51:43 GMT 7
I will quite once I get out of here
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Post by cripple on Jul 17, 2019 8:48:05 GMT 7
disgusting behavior by radio rentals and centerlink and the horrible government who let's all this just happen . I always wondered about that radio rentals big size sticker on most of the cairns buses, full on bad all of it and what's worse is it should just be changed after all this talk about is going on but australian systems are not good fun to be involved in that battle them in that podcast . Someone get the strength to simply get the rental goods then not even pay once and stop the centerpay then test out what happens with the reverse sytems procedures such as overdue bills, hardship, and find out centerpay repacutions if there is any? In this way the person could getting a phone of them this way for free, some might say thats bad well yes it's bad and some do have the capabilities to be bad is this way and well who is more bad, radio rentals or the person who just gets the free stuff then does the runne. Questions are , does centerlink just stop centerpay and that's all? they don't force you after you've stopped it ? and is radio rentals business a civil matter therefor the police won't be coming to collect the rental goods after the person stops paying? And would criminal charges be laid as a result or what could be stealing?
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Post by Deleted on Jul 17, 2019 9:52:58 GMT 7
disgusting behavior by radio rentals and centerlink and the horrible government who let's all this just happen . I always wondered about that radio rentals big size sticker on most of the cairns buses, full on bad all of it and what's worse is it should just be changed after all this talk about is going on but australian systems are not good fun to be involved in that battle them in that podcast . Someone get the strength to simply get the rental goods then not even pay once and stop the centerpay then test out what happens with the reverse sytems procedures such as overdue bills, hardship, and find out centerpay repacutions if there is any? In this way the person could getting a phone of them this way for free, some might say thats bad well yes it's bad and some do have the capabilities to be bad is this way and well who is more bad, radio rentals or the person who just gets the free stuff then does the runne. Questions are , does centerlink just stop centerpay and that's all? they don't force you after you've stopped it ? and is radio rentals business a civil matter therefor the police won't be coming to collect the rental goods after the person stops paying? And would criminal charges be laid as a result or what could be stealing? Possibly any, all of none of the above. I guess it all just depends on how much you value your credit rating, because breaking a contract in any way, whether coercion was involved or not, will certainly leave you out in the cold for the foreseeable future, credit wise. Cheers bear
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Post by cripple on Jul 17, 2019 10:03:29 GMT 7
in Australia your first time credit rating and outstanding debts can be erased in 5 or 7 years if the amount is not worth legal action which is generally around 5 thousand but get more higher in debts of say 20 or 50 thousand some how and you can be taken to court or they get the money from your inheritance
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Post by latindancer on Jul 18, 2019 4:58:35 GMT 7
Well, theoretically, anyway. In reality it is very easy for the person owing money to transfer it elsewhere and then give a plausible excuse.
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