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Post by duchess on Apr 18, 2020 4:51:05 GMT 7
Hi there, Glad to find this forum. I'm in my early 60s and have recently been diagnosed with Macula Degen. If I turn 67 or become vision impaired, I'd like to meet the assets test but I'm probably $100,000 over. I own my home. . Is there a thread here, or who should I talk to to plan. I have 3 adult children who I could give the money to.
I intend to become politically very active , Grey Power !
PS can I see these threads as last first? I'm on my phone and they are all out of order 😁
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Post by tasjo on Apr 18, 2020 6:45:54 GMT 7
when using a mobile device I find the easiest way to view the forum is at the bottom of the scree, there is a link to 'view recent posts'
This will bring up the most recent activity and will save you looking at threads that havent been contributed to for a long time.
In relation to retirement planning the Centrelink Financial Information Service Officers (FISO) can be a really good (free) source - probably not at the moment as I would imagine they are impacted by COVID19. With 3 adult children I'm not sure how the gifting rules work and whether you can gift up to the maximum amount to each child or if the maximum is for all of the children but they would be able to tell you that.
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Post by bear on Apr 18, 2020 7:32:54 GMT 7
Welcome to the forum duchess. Are you looking for advice as a current welfare recipient or a future one? This can make a lot of difference in the advice given, not to mention that in 5-7 years time, it all may have become totally irrelevant due to legislative changes. From the information you have given us re your situation, tasjo has given you the best options imho. If you'd like further info on those, I'll chase up the links on "Gifting and FISO". Please advise. Cheers bear |
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Post by nomadic on Apr 18, 2020 7:45:19 GMT 7
welcome duchess. all the best.
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Post by latindancer on Apr 18, 2020 18:11:32 GMT 7
Hi Duchess, Is your macular degeneration the "wet" type ? Or the "dry" type ?
There was a breakthrough a couple of years ago and (from memory) I think it involved shining light in there. Can't remember which type though
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Post by ann on Apr 19, 2020 11:42:47 GMT 7
I’ve got wet in one eye and the injection is fine for me = 20/20 vision. What sort do you have?
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Post by latindancer on Apr 19, 2020 16:56:52 GMT 7
Ouch !
I have a horror of getting an injection in the eye
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Post by nomadic on Apr 20, 2020 7:33:40 GMT 7
Ouch ! I have a horror of getting an injection in the eye Yes, only one place as bad for me as as a bloke. Had a friend who had to have one every month or so for ages. But possibly only sounds worse than really is. I hope so. |
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Post by ann on Apr 20, 2020 9:24:28 GMT 7
Seriously these injections are a piece of cake. A walk in the park. Nothing. And I mean nothing to worry about. Quick, easy, painless and for me super effective. I got 20/20 vision in the injected eye and even better in the other 20/10. Don’t fear them, it’s easy.
(BUT, it could be I’m incredibly brave!!!!!)
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Post by jr on Apr 21, 2020 15:23:10 GMT 7
Its so great you have 20/20 vision from the injection Ann 🤗. Do they put any local anaesthetic eyedrops in before they inject your eye? The injections sound a bit scary. I had laser eye surgery with anaesthetic drops and all was okay.
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Post by ann on Apr 21, 2020 19:19:23 GMT 7
Yes they put anaesthetic drops in then an anaesthetic injection then the main injection. I don’t feel a thing at all. Sounds terrifying but it’s one of the easiest things I have ever done. Longest I can go is 12 weeks and sometimes the eye plays up and I drop down to every 4 weeks and work back up to 12. Makes travel awkward as I can’t predict its behaviour but who knows if travel will be that easy with this virus. Anyway, it’s super easy and painless and Medicare. The injection is for wet macular - most people have dry and there is no help for that at all, I am lucky really
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