I'm sorry if I may have mislead wbmania last night, I think my brain is starting to slip out of gear when I'm tired and I have trouble absorbing what I read.
OK, this is what the book says.
There are a number of exceptions to the usual portability rules. Age pensions are portable indefinitely. (for the rate payable please refer to “How much can be paid” section below)
Australia has a number of International Social Security Agreements that regulate reciprocal portability of benefits between Australia and agreement countries1
These agreements have been established to share the long-term costs of social security coverage for people who move between Australia and the other country, broadly according to the time individuals have lived in each country.
Severely disabled, terminally ill persons receiving the Disability Support Pension (DSP) may continue to receive DSP beyond thirteen weeks if they go permanently overseas to be with or near their family or to return to their country of origin.
Extension of portability beyond 13 weeks is allowed under social security law if a person cannot return to Australia due to specific circumstances beyond their control.
www.facs.gov.au/sa/international/policy/Portability_Policy/Pages/policy-portability_factsheet.aspxAustralia's International Social Security AgreementsWho do agreements help
Agreements help if you have lived in Australia and in an agreement country and have been covered by that other country's social insurance scheme. They only cover pensions, e.g. Age Pension, Disability Support Pension, Carer Payment (adult), Double Orphan Pension and Parenting Payment (Single) and payments covered vary with different agreements.
How do agreements help
Agreements can help by:
adding together your periods of social insurance (or residence in some cases) in an agreement country and your periods of Australian residence to meet the minimum qualifying residence periods for an Australian pension or a pension from the agreement country.
overcoming payment restrictions by the agreement country based on citizenship or country of residence.
enabling you, in some cases, to lodge a claim for a benefit under an agreement while living in a country other than the 2 countries that are party to the agreement.
Note: This is only possible if you live in a country which will accept claims under other international social security agreements, and are claiming a pension under an agreement that allows 3rd-country claims.
How much pension do I get paid under an agreement
Everyone's circumstances are different and it is not possible to advise the amount that you will receive. However, apart from being affected by your income and assets, the following special rules also apply to these payments.
Each country usually pays you a part pension.
Foreign pension rates are usually proportional to the length of your social insurance period.
Australian pensions are usually paid at a proportional rate outside Australia, and as top up pension inside Australia (i.e. any pension you receive from the country whose agreement you are being paid will generally reduce your Australian pension dollar for dollar).
For the Australian pension, some foreign welfare payments are not treated as income.
Some agreements allow special treatment of certain pensions paid by that country's social insurance fund.
How do I claim a foreign pension while in Australia
You can get a claim form for a foreign pension from any agreement country posted to you in Australia by contacting Centrelink International Services on 13 1673 or by visiting any Centrelink Customer Service Centre.
You can only get a claim form for a foreign pension from a non-agreement country by contacting the social security authority in that country. You can get contact details for many countries, or help with your claim by visiting any Centrelink Customer Service Centre or telephoning Centrelink.
Note: If you are receiving or claiming certain Australian payments, including an Australian Age Pension, you (and your partner if applicable) must take steps to get a pension from the country you lived in, or provide a reason why a claim would be unsuccessful.
How do I claim an Australian pension while outside Australia
If you are living in an agreement country, you can claim an Australian pension by:
visiting the relevant offices of the social security authority in any agreement country
telephoning Centrelink International Services on our International numbers, or
downloading our International claim forms.
You cannot claim an Australian pension unless you are residing in Australia OR an agreement country.
Note: If you are claiming certain Australian payments, including Age Pension, you (and your partner if applicable) must take steps to get a pension from the country you lived in, or provide a reason why a claim would be unsuccessful.
www.centrelink.gov.au/internet/internet.nsf/international/pension_agreements.htm