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Post by Denis-NFA on Jan 7, 2013 6:07:06 GMT 7
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Post by zorro1 on Jan 7, 2013 8:04:33 GMT 7
terry, if you sell your house they will give you 12 months grace for you to buy another one. After that they will consider interest earned as a wage and start to deduct all or a portion from your payments.
Just be aware that selling may cost you more.
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Post by Deleted on Jan 7, 2013 8:39:37 GMT 7
yes thanks 4 that,a lot to think about,
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Post by howdo on Jan 7, 2013 11:48:43 GMT 7
terry, if you sell your house they will give you 12 months grace for you to buy another one. After that they will consider interest earned as a wage and start to deduct all or a portion from your payments. Just be aware that selling may cost you more. Is that correct mate, I thought that they reduced your payments as soon as you told them of the amount you have put into the bank from the sale of your house.
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Post by Denis-NFA on Jan 7, 2013 12:38:10 GMT 7
howdo zorro1I think you are both correct. C/L, or whomever, have been creating conflicting stuff. Tres bon rsoles
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Post by Deleted on Jan 7, 2013 12:43:39 GMT 7
well if i do decide to do it ,i will put the money in my super acount ,dont have much in there but still have some super,then you have to tell c/l how much you have in there but they dont care about that ,you still get full pension ,and you can draw on it if your over 55.
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Post by zorro1 on Jan 7, 2013 13:19:18 GMT 7
terry, c/l doesn't miss a trick when it comes to money. Even though what you say is technically correct there is always the danger they will come back at you down the track
I would in your shoes place a phone call before I made a move and ask the question and then take a receipt. I also have a place for sale and am weighing up options and the Super plan you mention sounds like a bloody good idea ;D
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Post by Deleted on Jan 7, 2013 13:47:29 GMT 7
zorro1,i have a financial adviser,only because i have some money in super,i have been drawing on that money for 6 years now,its ok to do that I'm over 55,and i have asked him on several occasions if its ok and he said yes ,c/l need to no how much super you have but its ok to draw on it ,it wont affect your pension in any way,so super is a good place to hide your cash ,lol.
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Post by Banker on Jan 7, 2013 14:24:25 GMT 7
Gentlemen, please don't just get a receipt number for your call if its an important decision get it in writing from them. We have seen situations like this in the past where C/L have made a mistake and then down the track C/L contact you and say "Hey guess what you owe us money" At least if you have it in writing you have the evidence.
DO NOT trust Centrelink they are not your friend.
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Post by Banjo on Jan 7, 2013 15:40:53 GMT 7
They aren't always ready to put the initial discussions in writing, getting a receipt number for the call may seem like a stop gap measure but it identifies the officer you speak to who then has to confirm the conversation. I'll agree it's possible they may deny what was said or claim a misunderstanding but I think it's the most you can reasonably expect.
Mind you, if an important decision is reached over the phone then a letter confirming it should be expected and demanded if not received in a reasonable time.
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Post by Banker on Jan 7, 2013 15:56:42 GMT 7
I disagree with you in part Banjo . If its an Important decision DEMAND to get it in writing. You are entitled to this, If they ask you why you want it in writing just say because you don't trust them. With just a receipt # they can say that person no longer works for C/L, look at Gordon's case with the Video evidence and when he tried to serve the papers on the C/L staff member. Lets not forget the problems that spaceyone had. I am advising our members so they can protect themselves against the C/L corruption.
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Post by peter on Jan 7, 2013 16:20:47 GMT 7
Terry, I might be wrong, but my understanding is that even if a person owns property, but does not live in it then its an investment property. Then if one rents, and is on an approved Centrelink payment, then the rent allowance is applicable.
I have not seen this in writing ............or better to say ...........I have not seen anything saying that this is not the case.
And nowhere have I ever seen the rent allowance being pro rata with the rate of pension paid.
So, if one has a super fortnightly income and centrelink will top that up then one is also eligible for the full $120 per fortnight rent allowance even if the top up is only $20 per fortnight.
This also seems to be the case where people on full pensions apply to Centrelink for a part pension, not so much for the part pension, but because there are health card benefits.............what they are I have not the faintest idea................but apparently they get a full benefit ........again not prorated.
I know someone who just did it...............generous pension already but down to Centrelink on turning 65 to sign up for the "health benefits".
And now, I'm getting curious as to what the "benefit" is. Pharmaceutical?
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Post by peter on Jan 7, 2013 16:56:14 GMT 7
Banjo, we do think too much. Look at the mental illness that is caused by thinking.....and its caused by nothing else.....that we can clearly see in many cases.................and also the physical illnesses but that is less easy to see but there is a mental cause there also.
I am most grateful to the person who told me the wisdom that "the true mind is the gap between the thoughts".
Before that wisdom advice, I had always been advised that the answer was in the thinking.......in that more thinking will solve your problems......and it never did.............all it did was make the head and the temper hotter.
So if one wants to live from a deeper source than fleeting thoughts, then one will expand the gap between the thoughts..........expand the Silence............and as the thoughts go the problems go. Many people have experience that result.
How to do that? Its a long topic and on this forum it would be inappropriate.
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Post by Deleted on Jan 7, 2013 17:31:05 GMT 7
yes peter that's what they do,if they can get 1$ pension then they are entitled to all the benefit's we get,like cheep rego,health ,cheeper power,water,rates,every thing same as us.
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Post by latindancer on Jan 7, 2013 18:12:04 GMT 7
Peter, you might like to read a book called Thoughts Without A Thinker, by Mark Epstein. It's very interesting. You can read reviews of it on the net.
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